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A bank holding company is a company that owns 10 percent or more of a bank or similar financial institution. Bank holding companies sometimes own stakes in many banks. Some bank holding companies only hold stakes in one bank or only hold stakes in banks in one state. Some bank holding companies own much larger shares that 10 percent of banks. Bank holding companies are companies that people can invest in and when people want to find out more about a bank holding company, they should contact the company to get information about it and the banks it owns stakes in. Bank holding companies are much more fiscally flexible than banks but are also subject to regulation that banks are not. When thinking about putting a large amount of money in a bank, it is a good idea to look at what holding companies, if any, own stakes in the bank.
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